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Gary Smith's Blog

Early Warnings: Signs of Electrical Issues
Posted on 02/23/2020
Early Warnings: Signs of Electrical Issues
The first few years in your new home feel like heaven. Everything looks so sleek and shiny, but after some time you start to discover some quirks. Most are nothing to fret about, but there are some signs that pop up that shouldn't be overlooked, such as electrical glitches in the home. Not every electrical problem is dire,...
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Add Function and Style To Your Kitchen by Removing Cabinet Doors
Posted on 02/16/2020
Add Function and Style To Your Kitchen by Removing Cabinet Doors
Photo by ginsburgconstruction via Pixabay Nothing completes an open floor plan better than open shelving. Open shelves present everything for the world to see. They transform what may be a cluttered, dark, hidden space into one that becomes a place of not only function but of style. Open shelving complements the Minimalist, Industrial or Scandinavian Modern styles. But...
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FAQ: VA Loans
Posted on 02/09/2020
FAQ: VA Loans
We all know that buying a home is expensive. For first-time buyers who don’t have the luxury of equity for a down payment, it can be difficult to find a way to finance your home without taking on a huge interest rate and mortgage insurance.Fortunately, loan programs like those offered by the U.S. Veterans Affairs can be a godsend....
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Do These Things Now to Make It Easier to Sell Your Home
Posted on 02/02/2020
Do These Things Now to Make It Easier to Sell Your Home
Selling your home may seem like a relatively simple process. You hire an agent, let them take pictures and show the house to prospective buyers, accept an offer, and then close… right? In reality, there’s a lot that goes into the selling process; especially if you want to have a smooth home sale. Matters are further complicated by hr...
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Get Ready to List Your House
Posted on 01/26/2020
Get Ready to List Your House
Listing a home may prove to be challenging, particularly for a first-time house seller. Fortunately, there are lots of things you can do to prepare for the housing market. Now, let's take a look at three tips to help you get ready to list your home. 1. Upgrade Your Home's Curb Appeal How your home looks to prospective buyers...
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36 Rucuum Road Extension, Woodbury, CT 06798 now has a new price of $319,917!
Posted on 01/24/2020
36 Rucuum Road Extension, Woodbury, CT 06798 now has a new price of $319,917!
Located on a cul de sac, this lovely three bedroom 2.5 bath home has many special features. From the doubled door entrance, you walk into a tiled foyer which offers a cute stained built-in. The front to back living room displays a beautiful cut stone fireplace. The large dining room is great for entertaining. The Eat-in-kitchen offers an open design & has a great working space with abundant cabinet space. The first floor den has many other uses such as a home office or as guest space. The first floor laundry area is in high demand & by creatively converting a large closet into storage & bench seating this area has been converted to a...
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A Quick Guide to PMI
Posted on 01/19/2020
A Quick Guide to PMI
Photo by Gino Crescoli via Pixabay Private Mortgage Insurance (PMI) may be a common term in home buying, but not every home buyer understands exactly what it will mean for their finances. This short guide will give you the basics, so there are fewer surprises down the line. What Is PMI? PMI is a type of insurance that...
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523 Highland Avenue, Waterbury, CT 06708 now has a new price of $94,417!
Posted on 01/18/2020
523 Highland Avenue, Waterbury, CT 06708 now has a new price of $94,417!
This Cape style home is loaded with Old-World Charm with many fabulous features like beautiful woodwork, fireplace, wood floors under the carpeting, a french door separating the living room from the dining room, a built-in hutch in the dining room, the original leaded glass windows in the living room and dining room and the covered but open stone front porch which runs along the entire front of the home! The home is currently tenant occupied and the homes shows that way but, once inside, you will see the incredible structure, features and potential! For example, the tenants are currently using the dining room as a bedroom due to a family...
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Buying a Home without Representation Can Be Risky
Posted on 01/12/2020
Buying a Home without Representation Can Be Risky
Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...
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Reduce the Time It Takes to Find Your Dream Home
Posted on 01/05/2020
Reduce the Time It Takes to Find Your Dream Home
For those who want to conduct a successful home search, it is important to plan ahead as much as you can. Fortunately, there are lots of things you can do to get ready to pursue your dream home and speed up your house search. Now, let's take a look at three tips to help you reduce the time it...
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Another Property Sold - 68 Sheffield Lane, Naugatuck, CT 06770
Posted on 12/31/2019
Another Property Sold - 68 Sheffield Lane, Naugatuck, CT 06770
Make your dreams come true in this beautiful 4 bedroom, 2-1/2 bath raised ranch. You’ll love the gleaming hardwood floors throughout the first floor. The bedrooms are large and the flow is great. There’s a newer slider which leads to a spacious deck, fenced in backyard and two car detached garage. The central air system is only one year old and there’s city water and sewer. Did I mention that the lower level is finished? You will love the pellet stove by the bar area with enough space for all your friends! This space can be used as an in law! Don't wait to make an appointment to see this beautiful house - call...
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Facts About Your Credit Score
Posted on 12/29/2019
Facts About Your Credit Score
When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just aren’t true. Read on to set the record straight on some of the most significant misconceptions about credit. Checking Your Credit Only Gives You Knowledge Checking your credit score or report will...
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